The Work Hard Mortgage Team
Meet the Team
Behind every great mortgage experience is a team of people helping borrowers move from uncertainty to confidence. Meet the loan officers, processors, marketers, and support team members who help make the homeownership journey smoother.

Ryan Harding
CEO / MLO
Leadership
Founder & CEO of Work Hard Mortgage. Helping families make wise, confident homeownership decisions.

Carli Anderson
MLO
Loan Officer
Carli Anderson is a licensed mortgage loan originator with Work Hard Mortgage (NMLS #2036360). She helps clients understand their loan options, prepare for the homebuying process, and make confident mortgage decisions.

Thania Budd
MLO
Loan Officer
Thania Budd is a licensed mortgage loan originator with Work Hard Mortgage (NMLS #2337102). She helps clients understand their loan options, prepare for the homebuying process, and make confident mortgage decisions.

Bret Bushman
MLO
Loan Officer
Bret Bushman is a licensed mortgage loan originator with Work Hard Mortgage (NMLS #447517). He helps clients understand their loan options, prepare for the homebuying process, and make confident mortgage decisions.

Jordan Caprio
Marketer
Marketing
Jordan Caprio is part of the Work Hard Mortgage team and helps support clients, loan officers, and partners throughout the mortgage process. He brings care, organization, and a commitment to helping people have a smooth experience.

Aaron Gutierrez
Marketer
Marketing
Aaron Gutierrez is part of the Work Hard Mortgage team and helps support clients, loan officers, and partners throughout the mortgage process. He brings care, organization, and a commitment to helping people have a smooth experience.

Spencer White
Marketer
Marketing
Spencer White is part of the Work Hard Mortgage team and helps support clients, loan officers, and partners throughout the mortgage process. He brings care, organization, and a commitment to helping people have a smooth experience.

Shea Chipman
MLO
Loan Officer
Shea Chipman is a licensed mortgage loan originator with Work Hard Mortgage (NMLS #1866589). She helps clients understand their loan options, prepare for the homebuying process, and make confident mortgage decisions.
Scott Glazier
MLO
Loan Officer
Scott Glazier is a licensed mortgage loan originator with Work Hard Mortgage (NMLS #302503). He helps clients understand their loan options, prepare for the homebuying process, and make confident mortgage decisions.
Kristan Glazier-Hardcastle
MLO
Loan Officer
Kristan Glazier-Hardcastle is a licensed mortgage loan originator with Work Hard Mortgage (NMLS #2501878). She helps clients understand their loan options, prepare for the homebuying process, and make confident mortgage decisions.

Hayley Harris
Processing
Processing
Hayley Harris is part of the Work Hard Mortgage team and helps support clients, loan officers, and partners throughout the mortgage process. She brings care, organization, and a commitment to helping people have a smooth experience.

Kaden Harris
Processing
Processing
Kaden Harris is part of the Work Hard Mortgage team and helps support clients, loan officers, and partners throughout the mortgage process. They brings care, organization, and a commitment to helping people have a smooth experience.

Benson Lowe
MLO
Loan Officer
Benson Lowe is a licensed mortgage loan originator with Work Hard Mortgage. They helps clients understand their loan options, prepare for the homebuying process, and make confident mortgage decisions.

Camille Jovenes
Social Media / Podcast
Marketing
Camille Jovenes supports Work Hard Mortgage’s content and social media efforts, bringing a creative eye and a background in multimedia journalism and photography. A BYU–Hawaii graduate with a degree in Biology, she helps bring stories and ideas to life through engaging digital content.

Mike Tabla
MLO
Loan Officer
Mike Tabla is a licensed mortgage loan originator with Work Hard Mortgage (NMLS #1952131). He helps clients understand their loan options, prepare for the homebuying process, and make confident mortgage decisions.
Hector Lopez
MLO
Loan Officer
Hector Lopez is a licensed mortgage loan originator with Work Hard Mortgage (NMLS #298839). They helps clients understand their loan options, prepare for the homebuying process, and make confident mortgage decisions.

Kaleb Melville
MLO
Loan Officer
Kaleb Melville is a licensed mortgage loan originator with Work Hard Mortgage (NMLS #2763561). They helps clients understand their loan options, prepare for the homebuying process, and make confident mortgage decisions.
Zane Mitchell
MLO
Loan Officer
Zane Mitchell is a licensed mortgage loan originator with Work Hard Mortgage (NMLS #1947104). They helps clients understand their loan options, prepare for the homebuying process, and make confident mortgage decisions.

Case Tripp
MLO
Loan Officer
Case Tripp is a licensed mortgage loan originator with Work Hard Mortgage (NMLS #2757083). They helps clients understand their loan options, prepare for the homebuying process, and make confident mortgage decisions.
Mallory Urquhart
Office Admin
Admin
Mallory Urquhart is part of the Work Hard Mortgage team and helps support clients, loan officers, and partners throughout the mortgage process. They brings care, organization, and a commitment to helping people have a smooth experience.

Joe Kennaley
Marketer
Marketing
Joe Kennaley is part of the Work Hard Mortgage team and helps support clients, loan officers, and partners throughout the mortgage process. They brings care, organization, and a commitment to helping people have a smooth experience.

Matthew Young
MLO
Loan Officer
After years as a software engineer, Matthew caught on FIRE (Financial Independence, Retire Early). He loves discussing personal finance and real estate with friends. Matthew is ready to guide you whether you're gearing up to purchase a home, refinance your current one, or diversify with an investment property. Beyond financial expertise, he has a passion for helping others. He can be found teaching English as a second language, supporting equine therapy as a volunteer, and exploring the world with his wife and 4 children.
Anthony Provenza
MLO
Loan Officer
Anthony Provenza is a licensed mortgage loan originator with Work Hard Mortgage (NMLS #1968912). They helps clients understand their loan options, prepare for the homebuying process, and make confident mortgage decisions.
Work Hard Mortgage
24 W Main Street Suite 203 · Lehi, UT 84043
801-228-0937 · NMLS #2396714 · Equal Housing Opportunity
Individual loan officer licensing information is shown where available. Program availability and loan approval depend on credit, income, assets, property type, occupancy, and underwriting approval.