The Work Hard Mortgage Team

Meet the Team

Behind every great mortgage experience is a team of people helping borrowers move from uncertainty to confidence. Meet the loan officers, processors, marketers, and support team members who help make the homeownership journey smoother.

Ryan Harding

Ryan Harding

CEO / MLO

Leadership

NMLS #269043

Founder & CEO of Work Hard Mortgage. Helping families make wise, confident homeownership decisions.

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Carli Anderson

Carli Anderson

MLO

Loan Officer

NMLS #2036360

Carli Anderson is a licensed mortgage loan originator with Work Hard Mortgage (NMLS #2036360). She helps clients understand their loan options, prepare for the homebuying process, and make confident mortgage decisions.

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Thania Budd

Thania Budd

MLO

Loan Officer

NMLS #2337102

Thania Budd is a licensed mortgage loan originator with Work Hard Mortgage (NMLS #2337102). She helps clients understand their loan options, prepare for the homebuying process, and make confident mortgage decisions.

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Bret Bushman

Bret Bushman

MLO

Loan Officer

NMLS #447517

Bret Bushman is a licensed mortgage loan originator with Work Hard Mortgage (NMLS #447517). He helps clients understand their loan options, prepare for the homebuying process, and make confident mortgage decisions.

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Jordan Caprio

Jordan Caprio

Marketer

Marketing

NMLS #2604518

Jordan Caprio is part of the Work Hard Mortgage team and helps support clients, loan officers, and partners throughout the mortgage process. He brings care, organization, and a commitment to helping people have a smooth experience.

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Aaron Gutierrez

Aaron Gutierrez

Marketer

Marketing

NMLS #1533435

Aaron Gutierrez is part of the Work Hard Mortgage team and helps support clients, loan officers, and partners throughout the mortgage process. He brings care, organization, and a commitment to helping people have a smooth experience.

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Spencer White

Spencer White

Marketer

Marketing

NMLS #1994485

Spencer White is part of the Work Hard Mortgage team and helps support clients, loan officers, and partners throughout the mortgage process. He brings care, organization, and a commitment to helping people have a smooth experience.

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Shea Chipman

Shea Chipman

MLO

Loan Officer

NMLS #1866589

Shea Chipman is a licensed mortgage loan originator with Work Hard Mortgage (NMLS #1866589). She helps clients understand their loan options, prepare for the homebuying process, and make confident mortgage decisions.

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Scott Glazier

MLO

Loan Officer

NMLS #302503

Scott Glazier is a licensed mortgage loan originator with Work Hard Mortgage (NMLS #302503). He helps clients understand their loan options, prepare for the homebuying process, and make confident mortgage decisions.

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Kristan Glazier-Hardcastle

MLO

Loan Officer

NMLS #2501878

Kristan Glazier-Hardcastle is a licensed mortgage loan originator with Work Hard Mortgage (NMLS #2501878). She helps clients understand their loan options, prepare for the homebuying process, and make confident mortgage decisions.

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Hayley Harris

Hayley Harris

Processing

Processing

Hayley Harris is part of the Work Hard Mortgage team and helps support clients, loan officers, and partners throughout the mortgage process. She brings care, organization, and a commitment to helping people have a smooth experience.

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Kaden Harris

Kaden Harris

Processing

Processing

Kaden Harris is part of the Work Hard Mortgage team and helps support clients, loan officers, and partners throughout the mortgage process. They brings care, organization, and a commitment to helping people have a smooth experience.

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Benson Lowe

Benson Lowe

MLO

Loan Officer

Benson Lowe is a licensed mortgage loan originator with Work Hard Mortgage. They helps clients understand their loan options, prepare for the homebuying process, and make confident mortgage decisions.

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Camille Jovenes

Camille Jovenes

Social Media / Podcast

Marketing

Camille Jovenes supports Work Hard Mortgage’s content and social media efforts, bringing a creative eye and a background in multimedia journalism and photography. A BYU–Hawaii graduate with a degree in Biology, she helps bring stories and ideas to life through engaging digital content.

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Mike Tabla

Mike Tabla

MLO

Loan Officer

NMLS #1952131

Mike Tabla is a licensed mortgage loan originator with Work Hard Mortgage (NMLS #1952131). He helps clients understand their loan options, prepare for the homebuying process, and make confident mortgage decisions.

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Hector Lopez

Hector Lopez

MLO

Loan Officer

NMLS #298839

Hector Lopez is a licensed mortgage loan originator with Work Hard Mortgage (NMLS #298839). They helps clients understand their loan options, prepare for the homebuying process, and make confident mortgage decisions.

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Kaleb Melville

Kaleb Melville

MLO

Loan Officer

NMLS #2763561

Kaleb Melville is a licensed mortgage loan originator with Work Hard Mortgage (NMLS #2763561). They helps clients understand their loan options, prepare for the homebuying process, and make confident mortgage decisions.

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Zane Mitchell

MLO

Loan Officer

NMLS #1947104

Zane Mitchell is a licensed mortgage loan originator with Work Hard Mortgage (NMLS #1947104). They helps clients understand their loan options, prepare for the homebuying process, and make confident mortgage decisions.

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Case Tripp

Case Tripp

MLO

Loan Officer

NMLS #2757083

Case Tripp is a licensed mortgage loan originator with Work Hard Mortgage (NMLS #2757083). They helps clients understand their loan options, prepare for the homebuying process, and make confident mortgage decisions.

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Mallory Urquhart

Office Admin

Admin

Mallory Urquhart is part of the Work Hard Mortgage team and helps support clients, loan officers, and partners throughout the mortgage process. They brings care, organization, and a commitment to helping people have a smooth experience.

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Joe Kennaley

Joe Kennaley

Marketer

Marketing

Joe Kennaley is part of the Work Hard Mortgage team and helps support clients, loan officers, and partners throughout the mortgage process. They brings care, organization, and a commitment to helping people have a smooth experience.

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Matthew Young

Matthew Young

MLO

Loan Officer

NMLS #2604518

After years as a software engineer, Matthew caught on FIRE (Financial Independence, Retire Early). He loves discussing personal finance and real estate with friends. Matthew is ready to guide you whether you're gearing up to purchase a home, refinance your current one, or diversify with an investment property. Beyond financial expertise, he has a passion for helping others. He can be found teaching English as a second language, supporting equine therapy as a volunteer, and exploring the world with his wife and 4 children.

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Anthony Provenza

MLO

Loan Officer

NMLS #1968912

Anthony Provenza is a licensed mortgage loan originator with Work Hard Mortgage (NMLS #1968912). They helps clients understand their loan options, prepare for the homebuying process, and make confident mortgage decisions.

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Work Hard Mortgage

24 W Main Street Suite 203 · Lehi, UT 84043

801-228-0937 · NMLS #2396714 · Equal Housing Opportunity

Individual loan officer licensing information is shown where available. Program availability and loan approval depend on credit, income, assets, property type, occupancy, and underwriting approval.