Buying a house is a huge step for many members of the armed forces and receiving reliable advice is a critical component. Ryan Harding is an experienced mortgage banker at Security Home Mortgage who is knowledgeable about veterans’ home loans for potential Salt Lake City, UT, homeowners. Work side by side with one of the best VA home loan lenders in the area, so you can be informed about every step of the process. From loan criteria and application to interest rates and repayment terms, we’ll help make sense of everything. You and your family could be eligible to apply for a VA home loan and become homeowners at some point in the near future.

Choose Our VA Approved Lenders

Ryan Harding is a VA home loan lender serving Salt Lake City locals with application advice and guidance. Consult with our mortgage banker to understand the main differences between VA loans and traditional home loans. Veterans’ home loans afford individuals and their families many benefits that you won’t find in conventional loans. Some of these advantages include the following:

More flexible debt-to-income ratios
No requirement for private mortgage insurance
Home closing cost limits
No repayment penalties
Easy refinancing with typically no extra underwriting
Competitive interest rates, frequently less than conventional rates
Low or zero percent down payment
Less stringent qualification criteria because loans are backed by VA

To learn more about these benefits, it’s important to speak with a VA approved lender, like Mr. Harding, who can give you a more detailed breakdown. You could save thousands of dollars by working with the best VA home loan lenders at Security Home Mortgage.

Apply for a VA Home Loan Today

If you served in the U.S. military and are looking to buy a house, build a home or make renovations, apply for a VA home loan. Work with our VA home loan lenders to receive the most up-to-date advice and make your home purchasing process as smooth as possible. You could find yourself in a new home in no time with the help of our knowledgeable mortgage banker. Contact VA approved lender Ryan Harding of Security Home Mortgage at 801-228-0937 for more information.

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"Ryan worked with my wife and I for our first home and it seemed that he was a constant advocate for our interest. For first time home buyers, this was a necessity as we didn't have a lot of knowledge in this particular area and in hind-sight I can see how big of an asset he truly was for the whole process."

Jonathan & Lynette Bowers
"I've worked with Ryan Harding as both a Realtor and as a customer for my own home financing. He is professional and always responsive to my needs. I would recommend him to anyone looking for a home loan."

Jason Bringhurst
"My experience working with Ryan was absolutely wonderful and positive in every way! As a first time home buyer I had a lot of questions and was quite inexperienced with the whole process. Ryan was very patient and extremely helpful; he was great at answering all my questions and made himself available when needed. He made what might have been a stressful situation a very positive and smooth one!"

Mandi Anderson
"On top of all the great service Ryan gave us, we had a problem near the end of the process with the seller and Ryan went above and beyond the call of duty to help us. He personally contacted the seller's agent and solved the problem for us. Ryan is truly outstanding at his job and his integrity is second to none. You will not be disappointed if you use Ryan's services."

Ron & Bonnie Frohlich
"Ryan was always willing to listen and kept us updated on each step as things were processing. He also worked around whatever time frame we needed with our work schedules. I would recommend Ryan in a heartbeat and we are forever grateful to Ryan for helping us get our own home sweet home."

Ben & Dara Blanchette
"Mr. Harding was a great person to work and did everything he promised to do. He followed up and made all the necessary phone calls to get the job done. He really amazed my wife and I with his proactive attitude and take care of business. When we buy a home in the future we will make sure to come back and work with Mr. Harding."

Brandon & Jenelle Boyd