Residential Construction Loans for Orem, UT

Building your own home has some great advantages, if you’re a homeowner in Orem, UT, this could be a very beneficial option for you. Consult with mortgage banker, Ryan Harding, from Security Home Mortgage to see if you’re eligible for a residential construction loan. We’ll take the time to discuss your finances, gather documents and fill out the appropriate forms to get you on your way to the home of your dreams. New home construction loans are a great choice because they allow homeowners to be involved in the design process, so your family has all the amenities they need.

Best Construction Loan Lender, Ryan Harding

A qualified lender can assist you throughout the application process, so your construction loan will be completed without a hitch. We’ve helped numerous homeowners and soon-to-be homeowners in the Orem, UT, area build their home and we can help you too. We’re the best construction loan lenders in the area because we understand everything that goes into building a house. From the costs associated with the plot of land to the required city permits, it takes careful planning to achieve what you’ve been envisioning.

Our construction loan lender can give you a breakdown of how much it will be for materials, labor and other connected fees. You can have the freedom to choose how your new home will be constructed and have no surprises along the way. There are different types of residential construction loans but our mortgage banker, Ryan Harding, has the experience to give you accurate information and point in you in the right direction. The following are some of the differences between the two kinds of construction loans:

Stand-Alone Construction: This new home construction loan is geared towards current homeowners who want to make a smaller down payment. However, it means you’ll have to pay other fees for the construction and mortgage. It may be worth it if you want to stay in your old house while the new one is being constructed.

Construction-to-Permanent: With this construction loan, you can begin paying interest while your home is being built. Your interest rate will be based on the prime rate, which is fixed or variable and can be extended for 15 to 30 years.

Contact Security Home Mortgage Today

Contact the professional mortgage banker at Security Home Mortgage, Ryan Harding, for more information. Work with the best construction loan lenders near Orem, UT, and get the most desirable results. Call our construction loan lender at 801-228-0937 to get started today.

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