We are committed to provide the highest quality service!

"Ryan worked with my wife and I for our first home and it seemed that he was a constant advocate for our interest. For first time home buyers, this was a necessity as we didn't have a lot of knowledge in this particular area and in hind-sight I can see how big of an asset he truly was for the whole process."
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Jonathan & Lynette Bowers

"I've worked with Ryan Harding as both a Realtor and as a customer for my own home financing. He is professional and always responsive to my needs. I would recommend him to anyone looking for a home loan."
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Jason Bringhurst

"My experience working with Ryan was absolutely wonderful and positive in every way! As a first time home buyer I had a lot of questions and was quite inexperienced with the whole process. Ryan was very patient and extremely helpful; he was great at answering all my questions and made himself available when needed. He made what might have been a stressful situation a very positive and smooth one!"
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Mandi Anderson

"On top of all the great service Ryan gave us, we had a problem near the end of the process with the seller and Ryan went above and beyond the call of duty to help us. He personally contacted the seller's agent and solved the problem for us. Ryan is truly outstanding at his job and his integrity is second to none. You will not be disappointed if you use Ryan's services."
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Ron & Bonnie Frohlich

"Ryan was always willing to listen and kept us updated on each step as things were processing. He also worked around whatever time frame we needed with our work schedules. I would recommend Ryan in a heartbeat and we are forever grateful to Ryan for helping us get our own home sweet home."
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Ben & Dara Blanchette

"Mr. Harding was a great person to work and did everything he promised to do. He followed up and made all the necessary phone calls to get the job done. He really amazed my wife and I with his proactive attitude and take care of business. When we buy a home in the future we will make sure to come back and work with Mr. Harding."
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Brandon & Jenelle Boyd

Ryan was extremely knowledgeable and helped us locate a loan program that helped us get the house we wanted at an awesome rate, better than any other mortgage lender we found by a long shot. Not only that, but he was approachable and friendly. He also took the time to make sure that we knew what was happening every step of the way.
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Steve & Laura Clark

Ryan did a great job for my wife and I. He has helped us refinance our home and has also crunched numbers for us many times when we have thought about building another home. We have referred Ryan to our family and they have all used him also. Thanks Ryan!
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Lucas & Whitney Collier

Ryan refinanced our home and did a great job! Thanks Ryan!
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Travis & Heather Jordan

Ryan was timely and efficient and always took excellent care of us. He made sure to look at the transaction from our perspective and set up the best plan for us. I would work with him again in a heartbeat. My only regret was that we did not work with him when we set up our first loan.
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Chuck & Jodi Archer

Ryan worked very hard to find the loan that best fit our situation and had the best rate. This involved a lot of communication via phone, email & fax. We hit some snags that could have resulted in disaster, but Ryan was there every step of the way often working into the night to make sure we were able to stay the course.
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Jeremy & Andrea Bowers

Ryan was very professional and everything was done smoothly. He was very fair and honest in telling us up front what the interest rates and fees would be.
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Kurt & Kathi Elison

Ryan Harding is the best! He is a people person with a caring heart and someone with heart is a rare quality these days. I was happy with the transaction and still am very happy to have found Ryan. Every time one pays their mortgage bill they will think of the person that set them up with the loan & I give him the highest recommendation.
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Tracy & LaVieve Roberts

Thank you Ryan, you did great!
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Kenny & Jillyn Whitehead

Ryan had less trivial fees, he was quick to respond back to emails and phone calls. He was also very descriptive and explicit in explaining the entire process to our understanding. We felt very comfortable asking questions and he was very professional and knowledgeable in his responses.
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Jason & Sally Cook

Ryan helped us get a loan on our first house right at one of the hardest time to get approved for a loan. At the time, I was graduating, were in student housing and we had no where to go. It was probably one of the biggest pain in the butt loans for him to do, but he did it. He go everything taken care of for us with no problems at all.
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Matthew & Beth Newbold

I was trying to refinance with another lender. After about 2 months of her not doing anything for us I decided to look elsewhere. I was referred to Ryan and within days I knew more information from him than I ever knew with my previous lender. He called me with any new information whether it was little or not. His customer service was by far the best! I am proud to say he will be my lender for life!
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John & Natalie Owen

Ryan is a very useful and knowledgeable resource for me. I have bought two investment properties with Ryan Harding and am grateful that he was there to offer advice and coaching to help me achieve my goals.
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Pret & Megan Dahlgren

He is a hard working man and does everything it takes to get the job done, no matter how difficult. I honestly never would have expected to be keeping in touch with him after we closed on our house, but I am glad he is the type of businessman that wants to keep his clients for life!
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Jonathan Schmalz

Ryan did a great job! I have refinanced with him twice!
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Shane & Stephanie Wilkerson

This is the second time I have refinanced with Ryan and both times he has shown me great, personal customer service. Because of Ryan I have been able to save tens of thousands of dollars on my mortgage and am quite happy to have someone I can always call to run the numbers with.
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Brad & Cassie Sevy

Ryan did a great job! Thanks Ryan!
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The Lewis Family

I shopped with many different lenders and found Ryan to have the best rates and fees. He was very easy to work with and found him honest in all that he did. After our loan closed I recommended him to an employee of mine and he did a great job for him also!
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Ross & Diana Trifoli

Ryan did a great job refinancing our home.
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Toni Wengreen
Find other testimonials on these sites:

Google - Orem
Google - Lehi
Facebook, Zillow, Linked In, Yelp

It's a great time to purchase or refinance. Get the process started by applying with Work Harding Home Mortgage Team today!