New Home Constructions Loans in Lehi, UT

There are many advantages to building your own home. There's no mysterious history behind the home's condition and you can design rooms and layout for your own needs. With Ryan Harding, Mortgage Banker @ Security Home Mortgage, you can get the funds needed to build your new dream home in Lehi, UT. Lehi is a rapidly growing market, so whether you plan on living in your new property or selling it to your clients, we can help you see it through to the finish.

Get the Best Mortgage Lender for Your Construction Loans

Ryan Harding works closely with his clients to design the best loan strategy for their plans. We offer a couple standard options for home construction loans. While both choices have their ups and downs, it's wise to seek advice from a qualified mortgage lender who knows Lehi well. Our loans are designed to cover your construction costs as well as the land your new home will sit on.

Construction-to-Permanent Loans

With Ryan Harding at Security Home Mortgage, you can opt for a construction-to-permanent loan. This arrangement requires that you borrow a loan for construction. During the course of construction, you'll pay interested on the outstanding balance. This interest will vary depend on construction based on the prime rate. You can choose a fixed-rate or adjustable-rate loan for around 15 or 30 years, typically. This plan works as a 2 in 1 approach to carry you from groundbreaking to move in day.

Stand-alone Construction Loans

For families who already own a home but still want to build one, stand-alone loans may be the way to go. These loans require a smaller down payment and allow you to stay at your old home while your new house is under construction. However, this plan requires two closings and two sets of fees-- the first for construction, the second for your permanent mortgage.

Get a Construction Loan from Lehi's Top Mortgage Companies

Don't let your finances get in the way of having your dream home. Our mortgage lenders personalize your loan strategy based on your preferences and needs. Call Ryan Harding, Mortgage Banker @ Security Home Mortgage today. We serve the entire Lehi area with quality loans and consultations. Learn more today by contacting us at 801-228-0937.

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