There’s no one reason to refinance—there are many. We’ll help you find out if now’s the right time and why it might be worth it.
Common Goals:
Lower your monthly payment
Switch from an FHA to a conventional loan (to drop mortgage insurance)
Shorten your loan term
Tap into your equity for remodels or big expenses
Consolidate high-interest debt
TIP: Even a small rate change can have a big long-term impact.
Is Refinancing Right for You?
Signs it might be a good time:
Your interest rate is higher than current market rates
You’ve improved your credit since buying
You’ve built equity in your home
You’ve recently taken on high-interest debt
Your financial goals have shifted
What the Process Looks Like
The refinance process is usually faster than buying a home.
Here's what it involves: